|
EmigrantDIRECT.com
- High Interest, No Fees, No Service charges, No Minimum - With an American Dream Savings Account, you earn a variable 1.65% Annual Percentage Yield with a level of flexibility, freedom, and security you simply won't find at other banks. And because your account is FDIC insured, your account is secure.
- No Required Minimum Balances - There is no minimum balance required to open your AmericanDream Savings Account, and you don't have to keep a specific balance in your account to qualify for a high interest rate. No matter how much you have on deposit, the rate is still 1.65% APY.
- No Fees. No Service Charges. No Penalties. No Hidden Costs - American Dream Savings Account won't burden you with fees or service charges. Period. So you earn high interest on your money.
- Activate your American Dream Savings Account - Open today and start earning interest that will really add up. While the APY may change at any time due to market conditions, you are assured to earn high interest with an American Dream Savings Account.
- 24-hour access to your account, and you don't even have to change banks - An American Dream Savings Account gives you the freedom to access your account whenever you need it. When you open your account, Emigrant Direct automatically links up with your designated checking account allowing you the flexibility to make deposits or withdraw funds by transferring money online.
- How do I set up direct deposit? - You can set up direct deposits into your American Dream Savings Account by providing EmigrantDirect’s routing number (our routing number is 226070319) and your American Dream account number to the company that will be sending the funds to your American Dream Account.
- How do I access my money? - The personal checking account that you use to make your initial deposit becomes your linked (or “External Funding”) account. You can logon to our site to access your account information and transfer funds electronically between your American Dream Savings Account and your linked account. Transfers are made via the Automated Clearing House (ACH) and usually take 2 to 4 business days. You can access your account information at EmigrantDirect.com anytime, 24 hours a day, and seven days a week.
- How do I make deposits into EmigrantDirect? - Only your initial deposit may be made by check. All other deposits and withdrawals are done online through the external transfer function associated with your secure account information. Deposits and withdrawals pass between your linked funding (checking) account and EmigrantDirect via the Automated Clearing House (ACH) and usually take 2 to 4 days to process.
- How do I set up regularly scheduled transfers into my American Dream Savings account? - Once you are logged on, just click on the Transfer tab. You can choose to make a one-time transfer, or schedule a recurring transfer between your savings account and your linked checking account. If you have more than one American Dream Savings Account, you can schedule those as well.
- When are deposits available for withdrawal? - For security reasons, initial ACH deposits have a five business day hold before they can be withdrawn. Initial deposits by check have a 10 business day hold. Future deposits may also be withdrawn after five business days.
- How long does it take for money I withdraw from my American Dream Savings Account to appear in my linked account? - Funds transferred via the Automated Clearing House (ACH) usually take from 2 to 4 business days, depending upon what time of day you initiated your transfer request. This is true for all external transfers into or out of the American Dream Savings Account.
- How often will I receive a statement? - You can see all your current transactions and balance information at any time. To view past statements, just click on the Accounts tab and then on the Statements link. You will be able to view and print up to 24 months of statements. All statements are issued monthly.
- Safe and Secure - FDIC Insured - Your deposits at Emigrant Direct are FDIC insured up to $100,000 per depositor. Keep in mind that individual and joint accounts are insured separately, so if you have both types of accounts with us, your total deposits can be insured up to $200,000; that's up to $100,000 in all of your individual accounts, and up to an additional $100,000 in all of your joint accounts.
- See Offer | Apply Online
|
|
|
