No Fees! No Minimum!
  Click here to start saving with ING DIRECT!
 www.checking-and-savings.com
Home  |  Savings Account  |  Checking Account  |  Credit Repair  |  Free Credit Report  |  Policy 

www.INGDIRECT.com:

ING Bank "ING Direct" is an FDIC insured Internet savings bank. ING Direct is the Internet arm of ING Group (International Netherlands Group) and has banks in Canada, France, Australia, Spain, Germany, Italy, UK, and USA; all separate entities from each other. ING Direct opened for business late 2000 in the USA. ING Direct offers one type of savings account, and it is called Orange Savings. The account earns a competitive APY as compared to other Internet banks with no minimum to deposit, no tiered interest rates, and no fees associated with the savings account. Regardless of the balance you have in Orange Savings, it will be earning the same rate as everyone else. ING Direct also offers 1yr, 5yr CDs, plus loans and mortgages at competitive rates.

**** With the Market Lowering the APY, Savings Account Rates are on the Decline ****
(Sign-Up Today and Lock in your High Interest Rate)


ING DIRECT
  • High interest, no fees, no service charges, no kidding - With an Orange Savings Account, you earn a variable 1.20% Annual Percentage Yield (effective 1/20/09) with a level of flexibility, freedom, and security you simply won't find at other banks. And because your account is FDIC insured, your account is secure.
  • No required minimum balances - There is no minimum balance required to open your Orange Savings Account, and you don't have to keep a specific balance in your account to qualify for a high interest rate. No matter how much you have on deposit, the rate is still 1.20% APY.
  • No fees. No service charges. No penalties. No hidden costs - ING DIRECT's Orange Savings Account won't burden you with fees or service charges. Period. So you earn high interest on your money.
  • Why ING Direct can offer high interest rates, and no fees - One reason why ING Direct can offer high interest rates, and no fees because they concentrate solely on savings and loans; and operate with low overhead, with most of their operations done over the Internet and by phone. ING Direct did open a few branches in select cities, but these are mainly internet cafe offering Peet's coffee, applications, and of course free computers that you can surf the Internet from as well as view your ING account, and transfer funds.
  • 24-hour access to your account, and you don't even have to change banks - An Orange Savings Account makes your money available to you whenever you need it. If you have an Electric Orange, you can transfer any or all of your available balance from your Orange Savings Account into your Electric Orange and have it instantly available for debit card or check purchases and payments. When you open your Orange Savings Account, it is automatically linked to the checking account used for your initial deposit. You can make deposits or withdraw funds by transferring money between your accounts online, through our Interactive Phone Service, or by speaking with an ING DIRECT Sales Associate.
  • Pay Yourself First - The Automatic Savings Plan allows you to automatically have a fixed amount of money regularly transferred to your high interest Orange Savings from your linked checking account. You will be saving your money effortlessly and will have money for a rainy day or to achieve your dreams. You can either call us or set up your Automatic Savings Plan on this website. You specify how much money you would like transferred, and how often you would like it moved. This is the simple, easy way to really grow your Orange Savings Account.
  • Start making more money on your savings right now - You don't have to switch your bank; simply activate your Orange Savings Account today and start earning interest that will actually amount to something. While your APY may change at any time based on market conditions, you are assured high interest with an ING DIRECT Orange Savings Account day after day.
  • Safe and Secure - FDIC Insured - Your deposits at ING DIRECT are FDIC insured up to $100,000 per depositor. Keep in mind that individual and joint accounts are insured separately, so if you have both types of accounts with us, your total deposits can be insured up to $200,000; that's up to $100,000 in all of your individual accounts, and up to an additional $100,000 in all of your joint accounts. ING DIRECT's FDIC certificate number is 35489. You can learn more about the FDIC at their website, www.fdic.gov. We are registered with the FDIC under the name ING Bank, fsb.
  • Savings Account   |    Checking Account
Online Savings Accounts
 Capital One® Direct Banking InterestPlus Online Savings
 WTDirect Savings Account
 ING Direct Savings

Online Checking Accounts
 ING Electric Orange Checking
 PerkStreet Checking Account
 EverBank® FreeNet Checking Account

Credit Cards Online
 Top 10 Credit Cards
 0% APR Credit Cards
 Bad History Credit Cards
 Balance Transfer Credit Cards
 Prepaid/Debit Credit Cards

ING Checking



DirecTV | Dish Network | MoneySavingISPs
Copyright © 2008-2010 Checking-and-Savings Inc.
All rights reserved.